Effective Date: June 29, 2026

Introduction

Insure Sharks, together with our affiliated companies, provides content via our Website and email communications. We also operate as a marketing and data company. In this capacity, we collect information that enables advertisers to target specific audience segments through various channels: online advertising, in-app placements, email marketing, telemarketing campaigns, and other promotional channels. Our marketing operations involve the collection, disclosure to third parties, and sale of individual consumer information, and we deliver advertising services that track consumer behavior across different websites and apps to serve targeted ads.

Each version maintains the key compliance elements (data collection, sharing, selling, cross-context behavioral advertising, and multiple advertising channels) while varying the tone and structure.

When you visit Insure Sharks, we collect personal information from you, and you may also provide information to us. This privacy policy addresses that information and explains our practices for its collection, use, maintenance, and disclosure. Our terms of service contain additional information about our website.

Read this policy carefully—it explains our policies and practices for your personal information. Don’t agree? Then please don’t use our website or sign up for our emails. Using this website or interacting with our other services means you accept this privacy policy.

Coverage Of This Policy And Other Websites And Services:

This Privacy Policy applies solely to your activity on Insure Sharks. It does not encompass your interactions with other websites, even if you accessed them through a link on our site. We encourage you to review the privacy policies of any websites you access through links from Insure Sharks.

Personal Information We Collect And How:

When you interact with this website, we collect information you provide directly, including your name, email address, phone number, mailing address, and any information you choose to submit on an inquiry form. We may supplement this information with data received from affiliates and marketing or advertising partners, as well as other third-party data providers. In some cases, this includes data from entities that have obtained your personal information from their own services. We also automatically collect information through cookies and other tracking technologies to conduct analytics and support advertising. See below for more information.

What Data Do We Collect?

“Personal information” means any data generated, collected, stored, or otherwise processed through the Company’s business activities that identifies, describes, or can reasonably be linked to an individual or household, either directly or indirectly.

As part of subscribing to the Insure Sharks, you may be asked to provide personal information such as your name, date of birth, street address, e-mail address, and phone number. We also gather additional information through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device ID, timestamps, browsing behavior, and click-through interactions. We may further obtain advertising-related information from data brokers or public sources, such as demographic details, interests, prior visits, or purchase history. Limited sensitive personal information may also be collected. Details about your rights are provided below.

California law requires businesses to disclose the categories of personal information collected in the last twelve (12) months. During this period, we have collected identifiers; personal information listed in Cal. Civ. Code § 1798.80(e); characteristics protected under California or U.S. federal law; information related to internet or network activity; commercial information; professional or employment-related information; imprecise geolocation data; and inferences derived from other personal information.

We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. We share and in some cases sell this information with affiliated companies and third-party partners for marketing and advertising purposes. You may exercise your right to opt out of the sale or sharing of your personal information by visiting here or calling 877-711-2088.

Use of Sensitive Personal Data

We do not directly gather Sensitive Personal Information, including information related to race/ethnicity, religious affiliation, precise geolocation, LGBTQ+ status, health status, financial accounts, or citizenship. That said, automated data collection tools such as cookies may capture information about your browsing behavior, which could suggest an interest in sensitive topics or group membership. As an example, visiting content directed at a particular ethnic community or health condition may imply such interest. While we do not create these inferences ourselves, our affiliated group of companies or other third parties with whom data is shared may do so. Where prohibited by state or local law, no sensitive inferences will be made without consent. We do not collect or use personal information from children under the age of 18.

How We Use Data

We use the personal information we collect from and about you to send you newsletters or other content that you sign up for and to send you marketing messages by email or by other means. We also share the personal information we collect with our affiliates and third-party companies who may also send you marketing messages by different means. You can opt out at any time by clicking here. Our use of your personal information is called “cross context behavioral advertising” under some states’ laws.

When We Share Personal Information

We share or in some cases sell personal information with our affiliates and with third parties for marketing uses, which may include cross context behavioral advertising. We share personal information with our service providers, who may use it on our behalf for advertising, web hosting, fraud detection, analytics, information security, or similar services. We contract with all recipients of our data to ensure appropriate data security measures and compliance with laws. We also share personal information if required by law (for example, in response to a warrant, subpoena or court order), or to protect the health, safety, or other vital interests of any person.

We may disclose personal information as necessary to comply with applicable laws, regulations, court orders, or legal processes, including disclosures to law enforcement agencies, courts, regulators, or other government authorities, as well as to protect the rights, safety, or security of any person or to enforce our terms and agreements. In addition, personal information may be shared with a buyer or successor organization in connection with a merger, divestiture, restructuring, liquidation, bankruptcy, or similar transaction involving the transfer of business assets.

We may disclose personal information to third parties based on your consent, including for uses disclosed to you when you provide the information or as explained in this privacy policy.

Personalized Advertising, Data Sharing, and Analytics

Third-party advertising and analytics services companies may use information gathered at this site to place advertisements on other websites, perform tracking and reporting functions for those sites and our advertisements, and place third-party advertisements on our Website. These third parties may collect information about the websites you have viewed and advertisements with which you have interacted. Other information that may be collected include your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser you use to visit this Website. This information may be combined with personal information like your name or email address and may be used to deliver advertising from us or from other companies, through email or through social media sites (known as “cross-context behavioral advertising”). This combined information may also be used to improve our understanding of your interactions with our Website and advertisements.

Cookies, Pixels and Personalized Advertising

This website utilizes cookies, pixels, and similar or related technologies to protect this site against online threats; understand the users engage who with our website; choose and display personalized content and advertisements; and track whether or how you respond to advertisements or other content and communications. Cookies are small computer files that are stored on your browser as identifiers so that we or our partners can recognize your browser at certain websites. We do not track everything you do on the Internet, however. You can restrict or delete cookies at any time using your browser settings. If you use a “do not track” setting, we will set an opt-out cookie on your browser to prevent further data collection. If you delete that opt-out cookie, you may need to opt out again to prevent automated data collection from re-starting.

We employ multiple automated technologies to collect information when you interact with our Website. Cookies are small files placed on your computer that allow the Website to function properly. If you choose to reject cookies through your browser, some Website features may not be accessible.

Flash cookies may also be used to store information about Website preferences and user navigation. These cookies are not governed by standard browser controls and can be managed through Adobe’s Flash settings.

In addition, web beacons and similar technologies may be embedded in Website pages and emails to help us analyze engagement, count visitors, monitor system functionality, and generate Website analytics.

Do Not Track Signals and Global Privacy Control

We recognize and process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid requests to opt out of the sale and sharing of your personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of your personal information associated with that browser or device, without requiring account creation or additional verification. We do not and do not want to track every site you view on the Internet. As noted above, you can block or delete certain cookies at any time using the cookies settings in your browser. If you opt out or use a browser-based “do not track” setting, including the GPC this will cause an opt-out cookie to be set on your browser to block certain cookies from further data collection. If you later delete this opt-out cookie or alter your GPC browser settings, automated data collection may re-start.

Your Privacy Rights:

You may exercise your privacy rights by clicking here, or by calling 877-711-2088. You may exercise the rights to: (1) obtain a description of how we collect and use personal information (this Privacy Policy), (2) opt out of our sale or sharing of your personal information with other companies, (3) receive a copy of your personal information, (4) request that we delete your personal information, and (5) make other requests relating to your personal information. If you still have questions or concerns, please email at the address provided below. You may also have the right to appeal to state or federal privacy supervisory authorities if we are unable to resolve your issue.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

We may decline to act on a request if we are unable to verify the requester’s identity or authorization. A valid request must clearly describe what is being requested and include information sufficient to confirm that the requester is the individual concerned or an authorized representative. No account is required to make a request, and information provided will not be used for purposes beyond verification and request processing. We endeavor to respond to all verifiable consumer requests within 45 days of receipt. Where additional time is required, written notice will be provided within the initial 45-day period identifying the basis for the extension, which may not exceed an additional 45 days.

If your request is rejected pursuant to applicable law and you wish to request further review, or if you have concerns about our privacy practices, you may contact us using the information provided below. Depending on where you reside, you may also have the right to contact a local privacy regulator. We do not engage in discriminatory practices against individuals who exercise their privacy rights.

Not Intended for Use by Children

This site is for use solely by people who are 18+. We do not knowingly collect personal information from anyone under 18, and we will remove any such data if we become aware of it.

Protecting Personal Information

We deploy commercially reasonable technical, physical, and organizational security measures to protect your personal information from loss or misuse. We maintain policies and procedures, staff training, technical monitoring, and audit our practices regularly to ensure the information we hold is protected from evolving risks.

How Long We Keep Your Information

We hold personal information for as long as needed to provide services, comply with the law, and address any disputes or claims. Once data is no longer required for these purposes, we delete or anonymize it consistent with applicable legal requirements.

Policy Updates

This Privacy Policy may be changed or updated at any time, without advance notice. The updated policy will apply as of its published “effective date.” You are encouraged to review this policy periodically to stay current on how we collect, use, and share personal information.

U.S.-Based Website and Data Processing

We are located in the United States. This site is intended for use only by U.S. users. When you visit this site, your personal information will be processed in the United States, under U.S. laws.

Contact

If you have any questions, please contact us at [email protected] or 3120 25th St SW, Box 228, Fargo, ND 58103.